Synchrony Financial (SYF) Seasonality
Recurring seasonal patterns for SYF — the calendar windows where Synchrony Financial has historically tended to rise or fall, with the win rate (how often it repeated) and average return for each, based on the last 10 years of price history.
SYF seasonality at a glance
Over the last 10 years, SYF's strongest seasonal window has been Oct 12 – Nov 11: it ended higher in 9 of 10 years (90% win rate) with an average return of +10.16% across a 30-day hold. On the weak side, SYF has historically declined between Mar 3 – Mar 23, falling in 9 of 10 years (average -11.34%).
In total, our analysis finds 779 recurring seasonal windows for Synchrony Financial — 574 bullish and 205 bearish. The next high-win-rate window, Sep 30 – Oct 20, opens in 19 days. These figures describe historical behaviour only — not a forecast.
SYF's upcoming & recent seasonal patterns
Holding period:10-day20-day30-dayOrdered by season — windows opening soon first, plus a couple of recently completed high-performers. Holding-period colors help you compare durations at a glance.
| Status | Seasonal window | Hold | Avg return | Win rate | This year |
|---|---|---|---|---|---|
| Completedended 20d ago | Aug 2 – Aug 22 | 20d | +2.52% | 80% | +5.31% |
| Completedended 43d ago | Jun 30 – Jul 30 | 30d | +4.35% | 80% | +1.47% |
| Upcomingin 19d | Sep 30 – Oct 20 | 20d | +3.61% | 80% | — |
| Upcomingin 25d | Oct 6 – Nov 5 | 30d | +3.94% | 80% | — |
| Upcomingin 27d | Oct 8 – Oct 18 | 10d | +2.59% | 80% | — |
| Upcomingin 28d | Oct 9 – Oct 19 | 10d | +2.47% | 90% | — |
| Upcomingin 29d | Oct 10 – Oct 20 | 10d | +2.60% | 80% | — |
Win rate = how often the pattern repeated in the same direction. Average return = the mean move across all analysed years. Past performance does not guarantee future results.
Explore SYF seasonality in full
See the seasonal curve chart, filter by win rate and return, and track upcoming windows — free during beta.
SYF seasonality FAQ
What has historically been the best month to buy SYF stock?
Based on the last 10 years of price data, SYF's strongest seasonal window starts in October: Oct 12 to Nov 11, which ended higher in 9 of 10 years (90% win rate) with an average return of +10.16%. Past seasonal patterns do not guarantee future performance.
What is SYF's strongest seasonal pattern?
SYF's highest-win-rate pattern in our data is the Oct 12 – Nov 11 window (30-day hold): up in 9 of the last 10 years with an average move of +10.16%.
When has SYF historically performed worst?
SYF's weakest recurring window has been Mar 3 to Mar 23, declining in 9 of 10 years with an average return of -11.34%.
How reliable are SYF's seasonal patterns?
Each SYF pattern is scored by its historical win rate — the share of the last 10 years it repeated in the same direction. SYF currently shows 779 recurring windows (574 bullish, 205 bearish). Seasonality describes historical tendencies only; it is not a prediction, and past performance does not guarantee future results.
What is SYF stock seasonality?
Seasonality is the tendency of a stock to perform in a similar way during the same period each year. By analysing Synchrony Financial's price history across many years, SeasonalityX identifies recurring calendar windows — exact start and end dates — where SYF has repeatedly risen (bullish) or fallen (bearish). Each pattern is scored by its win rate and average return so you can judge how reliable and how strong it has been.
Seasonality is one input among many — it works best alongside your own research and risk management. Learn more in our guide to seasonal analysis and the tutorials.